Roth in-plan conversion

USPS: TSP participants will be allowed to convert traditional funds to Roth funds

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January 8, 2026 The Thrift Savings Plan will allow participants to convert traditional funds to Roth funds within their TSP account beginning Wednesday, Jan. 28. This is known as a Roth in-plan conversion. Traditional retirement contributions are those that are taken from employee paychecks on a pretax basis, which can lower your taxable income for … Read more

Roth in-plan conversions coming to the TSP in January 2026

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September 5, 2025 Roth in-plan conversions coming to the TSP in January 2026 — Starting in January 2026, you’ll be able to convert money in your traditional (pre-tax) balance to your Roth (after-tax) balance in your TSP account. This is called a “Roth in-plan conversion.” If you don’t have a Roth balance in your TSP account, … Read more